Sophali is a platform that has been built to be secure, modular and scalable to allow small street vendors and rural small restaurants the ability to reach out to customers outside of their immediate area for the price of a daily cup of coffee. The platform allows the creation of an ecosystem in which merchants and consumers can interact and make purchases using Sophali mobile wallet. Money is deposited into wallet by the end user via their credit card and using our Secure PCI compliant gateway engine. These money will go into the consumers E-Wallet which they can then use to search for and purchase food with any merchant in the Sophali ecosystem.